DPS & FDR Yield Forecaster

Project total maturity value, compound interest returns, and post-tax payouts for monthly DPS and lump-sum FDR accounts.

100% Client-Side Privacy: All calculations, text transformations, and file operations run locally in your browser. No files or personal inputs are uploaded to external servers.
৳ 5,000 / month
8.5%

Section 102 of Income Tax Act 2023 mandates 10% tax for verified return filers, 15% otherwise.

Excise Duty Slab Schedule (Annual Bank Deduction):

  • ৳1 Lakh to ৳5 Lakh balance: ৳150 / year
  • ৳5 Lakh to ৳10 Lakh balance: ৳500 / year
  • ৳10 Lakh to ৳1 Crore balance: ৳3,000 / year
Total Principal Invested ৳ 3,00,000 60 Monthly Deposits of ৳5,000
Gross Interest Profit ৳ 74,908 Compound growth
Tax & Excise Duty -৳ 8,241 10% TDS + Excise Duty
Net Maturity Value ৳ 3,66,667 Net Profit: +৳ 66,667

Year-by-Year Compound Balance Progression

Monthly Compounding Schedule
Timeline Year Cumulative Principal Deposited Cumulative Interest Earned Govt Tax & Excise Deductions Net Year-End Balance (৳ BDT)
Complies with Bangladesh Bank and standard scheduled bank compounding rules.

Informational & Educational Disclaimer

This tool is designed for informational and educational estimation purposes only. Calculations are based on user-provided inputs and standard mathematical formulas. For official tax, legal, or financial decisions, please consult certified professionals or official government publications.

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